+27 12 470 5500 Monday-Friday, 7:30am - 17:00pm
+27 0861 24 36 48 Submit your claim
Head Office Lynnwood, Pretoria
Request a Quote
toggle menu
+27 12 470 5500 Monday-Friday, 7:30am - 17:00pm
+27 0861 24 36 48 Submit your claim
Head Office Lynnwood, Pretoria
Request a Quote
toggle menu

What is product liability insurance and does my business need it?

When you supply the public with a product, it is important that you protect your business from harm that may arise from the use of your product. It is designed to ensure that should such a claim arise you are not held liable for the defence or legal costs that go hand in hand with […]

How to safely defrost your windshield during the Winter months

A frozen windshield is the last thing one wants to deal with on those freezing Winter mornings. Knowing how to defrost a windshield without causing damage to it, is a handy bit of information to have. In this article we will take you through the steps you need to take to accomplish just that and […]

Body Corporates – What are the rules about changing the rules?

In most cases, the process to arrive at a solution carries a heavier weight than the solution itself. Body corporates are not exempt from this statement. When one wants to change the rules of a body corporate, there are certain procedures that need to be followed in order to solidify the validity of the changes […]

What we mean when we use the word “average” – A glossary of insurance terms.

Insurance jargon can be difficult to understand. Phrases such as “average”, “market value vs replacement value” and “underinsurance” etc. are terms which may seem perfectly normal for someone who works in insurance but will confuse the average man in the street. The FSCA (Financial Sector Conduct Authority) requires financial service providers (such as insurance companies) […]

Private estates and your responsibility as a resident

Private estates in South Africa are entitled to establish and enforce their own traffic rules and issue traffic fines.

Do small to medium sized businesses really have to be concerned about cybercrime?

The belief that something doesn’t pose a threat to you does not eradicate the threat; in fact, it could potentially increase the risk of that threat becoming your reality. Cybercrime occurs on a day-to-day basis. This can be in the form of identity theft, transaction fraud, piracy or hacking.

Building or renovating your home? Here is what you need to know about insuring your home during a building project.

If you have been involved in a building project that’s gone wrong, you will appreciate the importance of adequate insurance cover. Home renovations and building projects will test your patience and your sense of humour at the best of times. When things go wrong your dream project can turn into your worst nightmare. “Create with […]

Whose Line Is It Anyway?

It’s 10 PM on a Saturday night and you have your entire family in the car. The children are in the back sleeping and your spouse is irritated because you left your mother’s house so late. To add insult to injury, you misjudge a surprisingly large pothole. You come off second-best and need emergency assistance. […]

Do you need Director’s Liability Insurance?

South Africa’s high unemployment rate has resulted in a new generation of entrepreneurs determined to create their own successful destiny.  Our traditional educational system fails to adequately equip individuals with the critical skills and know-how needed to become successful business owners and many promising businesses fail because of a lack of knowledge. This includes knowledge […]

The difference between a sectional title complex and full title complex explained.

Sectional and full title property ownership determines your property insurance requirements.  This can be confusing, especially for first-time home buyers.

Subscribe to our Blog

Receive an e-mail when we publish a new article.

Categories

Contact Us

You can contact us on
+27 12 470 5500
Monday - Friday, 7:30 to 17:00

Request a Call Back
Submit a Claim

+27 0861 24 36 48
lumunderwriting@lum.co.za
Monday - Sunday, 7:30 to 22:00

Submit your Claim
Download the MY POLICY APP

If your APBCO policy is managed by Legacy Underwriting Managers, download the MY POLICY APP to manage your policy on the go.

Download Here
Request a Quote