What is Gap Cover?
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Gap cover is a short-term insurance policy designed to help bridge the gap between what your medical aid pays and what healthcare providers actually charge. Many people assume their medical aid covers everything, but that’s not always true. Medical specialists can charge significantly more than medical aid rates, leaving you with large out-of-pocket expenses. Gap cover ensures that those shortfalls don’t become a financial burden, providing peace of mind that your healthcare costs are fully supported. It’s financial protection for when your medical aid isn’t enough and only pays once your medical aid has settled its portion.
Why Would I Need Gap Cover?
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Can you afford to pay thousands out of pocket if your medical aid doesn’t cover all your hospital bills? Even the best medical aids have limits, and those shortfalls can be significant. Gap cover gives you confidence that you’ll be protected against those costs, so you can focus on recoveryinstead of worrying about expenses.
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Here are a few examples of when gap cover steps in:
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•You’re admitted to hospital and your specialist charges 300% of the medical aid rate.
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•You need surgery, and there’s a co-payment your medical aid doesn’t cover.
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•You face additional hospital costs that fall outside your benefit limits.
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Why Choose Us?
✅Top Providers:
Access leading gap cover options in South Africa.
✅Affordable Plans:
Cost-effective solutions for every budget.
✅Complete Protection:
Cover for in-hospital and day-to-day shortfalls and specialist fees.
✅Peace of Mind:
Protect your health and your finances.
Oneplan is administered by Oneplan Underwriting Managers (Pty) Ltd, authorised financial service provider FSP43628. Oneplan is not a benefit option regulated by the Medical Schemes Act,but a short-term insurance product underwritten by Bryte Insurance Company Limited a licensed insurer and an authorised FSP(17703).
